Call reports 2002
HILLSBORO BANK — 2002
What HILLSBORO BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,990,000 | 52,908,000 | 53,375,000 | 53,357,000 |
| Total loans | 28,143,000 | 28,535,000 | 28,449,000 | 30,633,000 |
| Allowance for loan losses | 413,000 | 416,000 | 426,000 | 429,000 |
| Securities available for sale | 16,354,000 | 17,228,000 | 14,956,000 | 10,083,000 |
| Securities held to maturity | 0 | 1,003,000 | 983,000 | 4,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,833,000 | 45,320,000 | 45,317,000 | 45,019,000 |
| Interest-bearing deposits | 33,549,000 | 35,415,000 | 35,868,000 | 35,211,000 |
| Noninterest-bearing deposits | 11,284,000 | 9,905,000 | 9,449,000 | 9,808,000 |
| Equity capital | 6,888,000 | 7,270,000 | 7,519,000 | 7,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,662,000 | 2,511,000 | 3,317,000 |
| Interest expense | 286,000 | 553,000 | 813,000 | 1,058,000 |
| Net interest income | 541,000 | 1,109,000 | 1,698,000 | 2,259,000 |
| Noninterest income | 64,000 | 133,000 | 204,000 | 282,000 |
| Noninterest expense | 344,000 | 696,000 | 1,055,000 | 1,425,000 |
| Provision for loan losses | 2,000 | 5,000 | 18,000 | 53,000 |
| Pretax income | 259,000 | 541,000 | 829,000 | 1,063,000 |
| Income tax | 86,000 | 180,000 | 277,000 | 353,000 |
| Net income | 173,000 | 361,000 | 552,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,951,000 | 7,139,000 | 7,330,000 | 7,488,000 |
| Total capital | 7,364,000 | 7,555,000 | 7,752,000 | 7,917,000 |
| Risk-weighted assets | 33,461,000 | 33,991,000 | 33,782,000 | 35,586,000 |