Call reports 2001
HILLSBORO BANK — 2001
What HILLSBORO BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,704,000 | 47,612,000 | 49,488,000 | 50,353,000 |
| Total loans | 25,300,000 | 25,845,000 | 27,132,000 | 30,675,000 |
| Allowance for loan losses | 334,000 | 345,000 | 359,000 | 406,000 |
| Securities available for sale | 14,389,000 | 14,473,000 | 17,255,000 | 14,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,766,000 | 40,799,000 | 42,435,000 | 42,218,000 |
| Interest-bearing deposits | 32,360,000 | 33,087,000 | 33,125,000 | 33,474,000 |
| Noninterest-bearing deposits | 8,406,000 | 7,712,000 | 9,310,000 | 8,744,000 |
| Equity capital | 6,454,000 | 6,569,000 | 6,751,000 | 6,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,670,000 | 2,510,000 | 3,362,000 |
| Interest expense | 418,000 | 839,000 | 1,230,000 | 1,553,000 |
| Net interest income | 419,000 | 831,000 | 1,280,000 | 1,809,000 |
| Noninterest income | 54,000 | 109,000 | 160,000 | 220,000 |
| Noninterest expense | 291,000 | 582,000 | 887,000 | 1,214,000 |
| Provision for loan losses | 5,000 | 16,000 | 45,000 | 104,000 |
| Pretax income | 177,000 | 342,000 | 508,000 | 711,000 |
| Income tax | 60,000 | 112,000 | 164,000 | 230,000 |
| Net income | 117,000 | 230,000 | 344,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,413,000 | 6,527,000 | 6,641,000 | 6,778,000 |
| Total capital | 6,747,000 | 6,872,000 | 7,000,000 | 7,184,000 |
| Risk-weighted assets | 29,972,000 | 30,511,000 | 31,978,000 | 35,118,000 |