Call reports 2025
FIRST COMMUNITY BANK OF HILLSBORO — 2025
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 140,413,000 | 136,464,000 | 139,883,000 | 137,231,000 |
| Total loans | 77,064,000 | 78,975,000 | 80,464,000 | 86,901,000 |
| Allowance for loan losses | 760,000 | 744,000 | 754,000 | 840,000 |
| Securities available for sale | 47,622,000 | 45,695,000 | 41,613,000 | 40,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,819,000 | 100,947,000 | 107,024,000 | 103,749,000 |
| Interest-bearing deposits | 84,813,000 | 84,159,000 | 91,659,000 | 88,278,000 |
| Noninterest-bearing deposits | 16,006,000 | 16,788,000 | 15,365,000 | 15,471,000 |
| Equity capital | 11,812,000 | 12,182,000 | 13,245,000 | 13,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,700,000 | 4,134,000 | 5,625,000 |
| Interest expense | 546,000 | 1,093,000 | 1,609,000 | 2,129,000 |
| Net interest income | 763,000 | 1,607,000 | 2,525,000 | 3,496,000 |
| Noninterest income | 150,000 | 301,000 | 464,000 | 621,000 |
| Noninterest expense | 715,000 | 1,418,000 | 2,118,000 | 2,859,000 |
| Provision for loan losses | 24,000 | 40,000 | 50,000 | 135,000 |
| Pretax income | 174,000 | 450,000 | 799,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 450,000 | 799,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,359,000 | 14,578,000 | 14,841,000 | 15,084,000 |