Call reports 2024
FIRST COMMUNITY BANK OF HILLSBORO — 2024
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 147,003,000 | 152,374,000 | 141,399,000 | 132,139,000 |
| Total loans | 70,907,000 | 74,395,000 | 74,714,000 | 77,372,000 |
| Allowance for loan losses | 727,000 | 727,000 | 729,000 | 736,000 |
| Securities available for sale | 56,503,000 | 52,476,000 | 53,065,000 | 47,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,700,000 | 109,732,000 | 97,956,000 | 95,607,000 |
| Interest-bearing deposits | 84,033,000 | 93,728,000 | 82,190,000 | 80,946,000 |
| Noninterest-bearing deposits | 16,667,000 | 16,004,000 | 15,766,000 | 14,661,000 |
| Equity capital | 9,507,000 | 10,091,000 | 11,620,000 | 11,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,686,000 | 4,041,000 | 5,378,000 |
| Interest expense | 749,000 | 1,444,000 | 2,071,000 | 2,714,000 |
| Net interest income | 601,000 | 1,242,000 | 1,970,000 | 2,664,000 |
| Noninterest income | 152,000 | 320,000 | 478,000 | 638,000 |
| Noninterest expense | 709,000 | 1,389,000 | 2,036,000 | 2,723,000 |
| Provision for loan losses | 10,000 | 10,000 | 13,000 | 23,000 |
| Pretax income | 34,000 | 163,000 | 399,000 | 537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 163,000 | 399,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,923,000 | 13,995,000 | 14,206,000 | 14,290,000 |