Call reports 2023
FIRST COMMUNITY BANK OF HILLSBORO — 2023
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 144,610,000 | 145,254,000 | 157,803,000 | 148,799,000 |
| Total loans | 66,558,000 | 69,579,000 | 70,823,000 | 73,248,000 |
| Allowance for loan losses | 733,000 | 732,000 | 733,000 | 717,000 |
| Securities available for sale | 65,565,000 | 63,190,000 | 60,369,000 | 57,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,325,000 | 106,763,000 | 111,118,000 | 104,087,000 |
| Interest-bearing deposits | 105,571,000 | 88,883,000 | 92,825,000 | 86,992,000 |
| Noninterest-bearing deposits | 18,754,000 | 17,880,000 | 18,293,000 | 17,095,000 |
| Equity capital | 7,652,000 | 7,614,000 | 7,908,000 | 9,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,007,000 | 2,127,000 | 3,469,000 | 4,810,000 |
| Interest expense | 286,000 | 597,000 | 1,244,000 | 2,004,000 |
| Net interest income | 721,000 | 1,530,000 | 2,225,000 | 2,806,000 |
| Noninterest income | 125,000 | 264,000 | 416,000 | 567,000 |
| Noninterest expense | 653,000 | 1,322,000 | 1,972,000 | 2,620,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 193,000 | 467,000 | 664,000 | 748,000 |
| Income tax | 9,000 | 18,000 | 21,000 | 0 |
| Net income | 184,000 | 449,000 | 643,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,640,000 | 13,823,000 | 13,992,000 | 14,012,000 |