Call reports 2022
FIRST COMMUNITY BANK OF HILLSBORO — 2022
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 145,671,000 | 150,183,000 | 145,830,000 | 145,201,000 |
| Total loans | 61,642,000 | 63,677,000 | 67,024,000 | 69,486,000 |
| Allowance for loan losses | 831,000 | 832,000 | 832,000 | 805,000 |
| Securities available for sale | 76,895,000 | 73,310,000 | 71,355,000 | 69,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,299,000 | 133,883,000 | 135,567,000 | 121,148,000 |
| Interest-bearing deposits | 105,699,000 | 115,239,000 | 115,789,000 | 102,646,000 |
| Noninterest-bearing deposits | 18,600,000 | 18,644,000 | 19,778,000 | 18,502,000 |
| Equity capital | 9,121,000 | 7,093,000 | 6,384,000 | 6,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,683,000 | 2,597,000 | 3,563,000 |
| Interest expense | 99,000 | 209,000 | 335,000 | 509,000 |
| Net interest income | 725,000 | 1,474,000 | 2,262,000 | 3,054,000 |
| Noninterest income | 124,000 | 252,000 | 393,000 | 527,000 |
| Noninterest expense | 603,000 | 1,216,000 | 1,821,000 | 2,441,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 246,000 | 509,000 | 833,000 | 1,139,000 |
| Income tax | 77,000 | 115,000 | 136,000 | 100,000 |
| Net income | 169,000 | 394,000 | 697,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,885,000 | 13,027,000 | 13,263,000 | 13,523,000 |
| Total capital | — | — | 14,095,000 | — |
| Risk-weighted assets | — | — | 79,678,000 | — |