Call reports 2021
FIRST COMMUNITY BANK OF HILLSBORO — 2021
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 133,216,000 | 144,450,000 | 144,024,000 | 143,305,000 |
| Total loans | 69,148,000 | 69,158,000 | 67,197,000 | 64,381,000 |
| Allowance for loan losses | 793,000 | 815,000 | 830,000 | 834,000 |
| Securities available for sale | 49,378,000 | 61,365,000 | 68,051,000 | 71,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,611,000 | 119,272,000 | 118,636,000 | 115,696,000 |
| Interest-bearing deposits | 89,315,000 | 102,827,000 | 101,964,000 | 99,504,000 |
| Noninterest-bearing deposits | 18,296,000 | 16,445,000 | 16,672,000 | 16,192,000 |
| Equity capital | 10,898,000 | 11,334,000 | 11,679,000 | 12,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,113,000 | 2,991,000 | 3,866,000 |
| Interest expense | 113,000 | 223,000 | 331,000 | 434,000 |
| Net interest income | 1,040,000 | 1,890,000 | 2,660,000 | 3,432,000 |
| Noninterest income | 116,000 | 253,000 | 383,000 | 507,000 |
| Noninterest expense | 555,000 | 1,147,000 | 1,761,000 | 2,364,000 |
| Provision for loan losses | 20,000 | 40,000 | 55,000 | 55,000 |
| Pretax income | 581,000 | 956,000 | 1,227,000 | 1,520,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 576,000 | 946,000 | 1,212,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,461,000 | 11,777,000 | 11,887,000 | 13,117,000 |