Call reports 2020
FIRST COMMUNITY BANK OF HILLSBORO — 2020
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 101,146,000 | 131,262,000 | 134,383,000 | 124,247,000 |
| Total loans | 63,317,000 | 67,804,000 | 66,807,000 | 70,833,000 |
| Allowance for loan losses | 638,000 | 695,000 | 742,000 | 773,000 |
| Securities available for sale | 26,095,000 | 48,814,000 | 50,504,000 | 44,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,194,000 | 104,526,000 | 107,918,000 | 98,791,000 |
| Interest-bearing deposits | 74,414,000 | 90,091,000 | 94,255,000 | 83,353,000 |
| Noninterest-bearing deposits | 12,780,000 | 14,435,000 | 13,663,000 | 15,438,000 |
| Equity capital | 10,503,000 | 10,989,000 | 11,159,000 | 11,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 2,039,000 | 2,996,000 | 3,785,000 |
| Interest expense | 156,000 | 287,000 | 416,000 | 537,000 |
| Net interest income | 816,000 | 1,752,000 | 2,580,000 | 3,248,000 |
| Noninterest income | 108,000 | 226,000 | 355,000 | 489,000 |
| Noninterest expense | 533,000 | 1,065,000 | 1,613,000 | 2,179,000 |
| Provision for loan losses | 25,000 | 85,000 | 130,000 | 165,000 |
| Pretax income | 376,000 | 840,000 | 1,205,000 | 1,406,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 19,000 |
| Net income | 371,000 | 831,000 | 1,192,000 | 1,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,494,000 | 10,900,000 | 11,101,000 | 11,241,000 |