Call reports 2019
FIRST COMMUNITY BANK OF HILLSBORO — 2019
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 106,006,000 | 106,541,000 | 112,485,000 | 105,531,000 |
| Total loans | 64,493,000 | 65,606,000 | 65,176,000 | 64,157,000 |
| Allowance for loan losses | 592,000 | 604,000 | 635,000 | 614,000 |
| Securities available for sale | 28,651,000 | 30,644,000 | 34,153,000 | 30,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,339,000 | 92,758,000 | 97,923,000 | 89,365,000 |
| Interest-bearing deposits | 78,226,000 | 81,284,000 | 85,600,000 | 76,473,000 |
| Noninterest-bearing deposits | 13,113,000 | 11,474,000 | 12,323,000 | 12,892,000 |
| Equity capital | 9,183,000 | 9,880,000 | 10,183,000 | 10,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 937,000 | 1,913,000 | 2,934,000 | 3,969,000 |
| Interest expense | 165,000 | 346,000 | 528,000 | 689,000 |
| Net interest income | 772,000 | 1,567,000 | 2,406,000 | 3,280,000 |
| Noninterest income | 112,000 | 242,000 | 383,000 | 532,000 |
| Noninterest expense | 551,000 | 1,084,000 | 1,630,000 | 2,282,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 90,000 |
| Pretax income | 333,000 | 705,000 | 1,125,000 | 1,456,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 18,000 |
| Net income | 328,000 | 695,000 | 1,110,000 | 1,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,552,000 | 9,873,000 | 10,163,000 | 10,531,000 |
| Total capital | 10,144,000 | 10,477,000 | 10,798,000 | 11,145,000 |
| Risk-weighted assets | 64,984,000 | 65,330,000 | 64,837,000 | 64,014,000 |