Call reports 2018
FIRST COMMUNITY BANK OF HILLSBORO — 2018
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 94,721,000 | 99,704,000 | 102,731,000 | 99,463,000 |
| Total loans | 56,130,000 | 61,402,000 | 63,571,000 | 66,545,000 |
| Allowance for loan losses | 504,000 | 547,000 | 579,000 | 586,000 |
| Securities available for sale | 29,712,000 | 29,483,000 | 28,829,000 | 26,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,176,000 | 84,963,000 | 90,234,000 | 85,972,000 |
| Interest-bearing deposits | 71,417,000 | 73,269,000 | 78,512,000 | 73,462,000 |
| Noninterest-bearing deposits | 11,759,000 | 11,694,000 | 11,722,000 | 12,510,000 |
| Equity capital | 7,910,000 | 8,113,000 | 8,331,000 | 8,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 809,000 | 1,666,000 | 2,603,000 | 3,555,000 |
| Interest expense | 104,000 | 225,000 | 368,000 | 516,000 |
| Net interest income | 705,000 | 1,441,000 | 2,235,000 | 3,039,000 |
| Noninterest income | 122,000 | 247,000 | 392,000 | 529,000 |
| Noninterest expense | 546,000 | 1,095,000 | 1,658,000 | 2,250,000 |
| Provision for loan losses | 109,000 | 133,000 | 162,000 | 172,000 |
| Pretax income | 172,000 | 460,000 | 807,000 | 1,146,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 14,000 |
| Net income | 170,000 | 455,000 | 800,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,437,000 | 9,016,000 | 9,278,000 | 9,566,000 |
| Total capital | 8,941,000 | 9,563,000 | 9,857,000 | 10,152,000 |
| Risk-weighted assets | 56,707,000 | 62,212,000 | 63,539,000 | 65,154,000 |