Call reports 2017
FIRST COMMUNITY BANK OF HILLSBORO — 2017
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,427,000 | 100,768,000 | 101,198,000 | 92,747,000 |
| Total loans | 48,047,000 | 49,288,000 | 50,749,000 | 50,619,000 |
| Allowance for loan losses | 376,000 | 390,000 | 416,000 | 421,000 |
| Securities available for sale | 29,937,000 | 32,609,000 | 32,316,000 | 30,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,668,000 | 89,016,000 | 88,354,000 | 80,241,000 |
| Interest-bearing deposits | 66,435,000 | 78,413,000 | 76,821,000 | 68,133,000 |
| Noninterest-bearing deposits | 12,233,000 | 10,603,000 | 11,533,000 | 12,108,000 |
| Equity capital | 7,716,000 | 8,198,000 | 8,303,000 | 8,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 709,000 | 1,427,000 | 2,196,000 | 2,965,000 |
| Interest expense | 92,000 | 186,000 | 287,000 | 387,000 |
| Net interest income | 617,000 | 1,241,000 | 1,909,000 | 2,578,000 |
| Noninterest income | 107,000 | 220,000 | 333,000 | 444,000 |
| Noninterest expense | 515,000 | 1,012,000 | 1,522,000 | 2,038,000 |
| Provision for loan losses | 21,000 | 45,000 | 69,000 | 93,000 |
| Pretax income | 185,000 | 401,000 | 648,000 | 888,000 |
| Income tax | 2,000 | 5,000 | 6,000 | 8,000 |
| Net income | 183,000 | 396,000 | 642,000 | 880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,314,000 | 8,482,000 | 8,672,000 | 8,861,000 |
| Total capital | 8,690,000 | 8,872,000 | 9,088,000 | 9,282,000 |
| Risk-weighted assets | 49,964,000 | 52,463,000 | 54,106,000 | 52,160,000 |