Call reports 2016
FIRST COMMUNITY BANK OF HILLSBORO — 2016
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,980,000 | 91,910,000 | 92,326,000 | 90,131,000 |
| Total loans | 46,878,000 | 48,177,000 | 48,866,000 | 49,307,000 |
| Allowance for loan losses | 405,000 | 408,000 | 386,000 | 364,000 |
| Securities available for sale | 9,423,000 | 26,904,000 | 31,104,000 | 29,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,915,000 | 72,913,000 | 77,850,000 | 76,198,000 |
| Interest-bearing deposits | 48,158,000 | 64,139,000 | 67,239,000 | 64,771,000 |
| Noninterest-bearing deposits | 9,757,000 | 8,774,000 | 10,611,000 | 11,427,000 |
| Equity capital | 7,960,000 | 8,132,000 | 8,260,000 | 7,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,240,000 | 1,930,000 | 2,645,000 |
| Interest expense | 73,000 | 147,000 | 237,000 | 330,000 |
| Net interest income | 523,000 | 1,093,000 | 1,693,000 | 2,315,000 |
| Noninterest income | 96,000 | 195,000 | 325,000 | 383,000 |
| Noninterest expense | 462,000 | 942,000 | 1,450,000 | 1,953,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 150,000 | 340,000 | 564,000 | 736,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 10,000 |
| Net income | 148,000 | 335,000 | 557,000 | 726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,913,000 | 8,044,000 | 8,151,000 | 8,275,000 |
| Total capital | 8,318,000 | 8,452,000 | 8,537,000 | 8,639,000 |
| Risk-weighted assets | 43,909,000 | 48,408,000 | 49,268,000 | 50,249,000 |