Call reports 2015
FIRST COMMUNITY BANK OF HILLSBORO — 2015
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,867,000 | 76,156,000 | 72,538,000 | 69,699,000 |
| Total loans | 44,855,000 | 47,527,000 | 47,364,000 | 48,539,000 |
| Allowance for loan losses | 379,000 | 394,000 | 405,000 | 397,000 |
| Securities available for sale | 15,855,000 | 16,195,000 | 13,956,000 | 11,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,374,000 | 61,442,000 | 58,928,000 | 56,144,000 |
| Interest-bearing deposits | 51,567,000 | 52,756,000 | 49,689,000 | 46,036,000 |
| Noninterest-bearing deposits | 9,807,000 | 8,686,000 | 9,239,000 | 10,108,000 |
| Equity capital | 7,527,000 | 7,627,000 | 7,809,000 | 7,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,219,000 | 1,846,000 | 2,454,000 |
| Interest expense | 82,000 | 165,000 | 247,000 | 319,000 |
| Net interest income | 513,000 | 1,054,000 | 1,599,000 | 2,135,000 |
| Noninterest income | 92,000 | 193,000 | 293,000 | 395,000 |
| Noninterest expense | 462,000 | 923,000 | 1,399,000 | 1,871,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 35,000 |
| Pretax income | 140,000 | 310,000 | 478,000 | 637,000 |
| Income tax | 2,000 | 4,000 | 7,000 | 9,000 |
| Net income | 138,000 | 306,000 | 471,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,568,000 | 7,690,000 | 7,811,000 | 7,906,000 |
| Total capital | 7,947,000 | 8,084,000 | 8,216,000 | 8,303,000 |
| Risk-weighted assets | 41,610,000 | 44,564,000 | 43,531,000 | 44,727,000 |