Call reports 2014
FIRST COMMUNITY BANK OF HILLSBORO — 2014
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,074,000 | 83,639,000 | 80,533,000 | 75,970,000 |
| Total loans | 40,093,000 | 43,071,000 | 45,386,000 | 46,682,000 |
| Allowance for loan losses | 327,000 | 350,000 | 349,000 | 376,000 |
| Securities available for sale | 17,771,000 | 16,373,000 | 15,288,000 | 13,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,536,000 | 68,118,000 | 61,338,000 | 60,270,000 |
| Interest-bearing deposits | 53,106,000 | 57,231,000 | 52,289,000 | 50,492,000 |
| Noninterest-bearing deposits | 11,430,000 | 10,887,000 | 9,049,000 | 9,778,000 |
| Equity capital | 6,944,000 | 7,111,000 | 7,233,000 | 7,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,152,000 | 1,794,000 | 2,429,000 |
| Interest expense | 97,000 | 187,000 | 279,000 | 363,000 |
| Net interest income | 461,000 | 965,000 | 1,515,000 | 2,066,000 |
| Noninterest income | 87,000 | 187,000 | 303,000 | 408,000 |
| Noninterest expense | 461,000 | 911,000 | 1,368,000 | 1,832,000 |
| Provision for loan losses | 20,000 | 35,000 | 35,000 | 50,000 |
| Pretax income | 67,000 | 218,000 | 427,000 | 604,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 9,000 |
| Net income | 65,000 | 215,000 | 422,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,162,000 | 7,265,000 | 7,403,000 | 7,531,000 |
| Total capital | 7,489,000 | 7,615,000 | 7,752,000 | 7,907,000 |
| Risk-weighted assets | 37,874,000 | 40,957,000 | 42,134,000 | 42,305,000 |