Call reports 2013
FIRST COMMUNITY BANK OF HILLSBORO — 2013
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 77,104,000 | 74,874,000 | 74,757,000 | 74,070,000 |
| Total loans | 38,517,000 | 39,149,000 | 39,644,000 | 40,714,000 |
| Allowance for loan losses | 387,000 | 345,000 | 326,000 | 330,000 |
| Securities available for sale | 13,631,000 | 13,723,000 | 13,657,000 | 13,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,182,000 | 62,889,000 | 61,973,000 | 60,448,000 |
| Interest-bearing deposits | 53,084,000 | 52,931,000 | 53,448,000 | 51,651,000 |
| Noninterest-bearing deposits | 10,098,000 | 9,958,000 | 8,525,000 | 8,797,000 |
| Equity capital | 7,098,000 | 6,958,000 | 6,851,000 | 6,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,289,000 | 1,869,000 | 2,452,000 |
| Interest expense | 134,000 | 263,000 | 391,000 | 505,000 |
| Net interest income | 565,000 | 1,026,000 | 1,478,000 | 1,947,000 |
| Noninterest income | 92,000 | 191,000 | 293,000 | 393,000 |
| Noninterest expense | 436,000 | 865,000 | 1,296,000 | 1,763,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 25,000 |
| Pretax income | 226,000 | 377,000 | 490,000 | 577,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 6,000 |
| Net income | 224,000 | 372,000 | 483,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,023,000 | 7,127,000 | 7,156,000 | 7,197,000 |
| Total capital | 7,410,000 | 7,472,000 | 7,482,000 | 7,527,000 |
| Risk-weighted assets | 35,858,000 | 35,612,000 | 36,198,000 | 37,461,000 |