Call reports 2012
FIRST COMMUNITY BANK OF HILLSBORO — 2012
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 74,010,000 | 73,502,000 | 72,877,000 | 77,942,000 |
| Total loans | 39,093,000 | 40,500,000 | 39,984,000 | 40,028,000 |
| Allowance for loan losses | 393,000 | 388,000 | 387,000 | 387,000 |
| Securities available for sale | 15,490,000 | 13,658,000 | 12,259,000 | 12,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,694,000 | 63,562,000 | 63,352,000 | 63,029,000 |
| Interest-bearing deposits | 55,053,000 | 54,755,000 | 54,773,000 | 52,337,000 |
| Noninterest-bearing deposits | 9,641,000 | 8,807,000 | 8,579,000 | 10,692,000 |
| Equity capital | 6,771,000 | 6,946,000 | 7,037,000 | 7,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,320,000 | 1,984,000 | 2,627,000 |
| Interest expense | 202,000 | 394,000 | 571,000 | 723,000 |
| Net interest income | 465,000 | 926,000 | 1,413,000 | 1,904,000 |
| Noninterest income | 97,000 | 206,000 | 310,000 | 408,000 |
| Noninterest expense | 450,000 | 892,000 | 1,349,000 | 1,810,000 |
| Provision for loan losses | 0 | 5,000 | 5,000 | 5,000 |
| Pretax income | 119,000 | 290,000 | 456,000 | 584,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 117,000 | 286,000 | 450,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,678,000 | 6,803,000 | 6,905,000 | 6,988,000 |
| Total capital | 7,071,000 | 7,191,000 | 7,291,000 | 7,375,000 |
| Risk-weighted assets | 37,127,000 | 38,139,000 | 37,237,000 | 37,297,000 |