Call reports 2011
FIRST COMMUNITY BANK OF HILLSBORO — 2011
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 71,249,000 | 72,068,000 | 72,716,000 | 71,477,000 |
| Total loans | 40,755,000 | 40,557,000 | 41,041,000 | 40,864,000 |
| Allowance for loan losses | 427,000 | 439,000 | 439,000 | 433,000 |
| Securities available for sale | 9,246,000 | 12,685,000 | 11,986,000 | 12,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,094,000 | 63,529,000 | 63,807,000 | 62,230,000 |
| Interest-bearing deposits | 55,353,000 | 55,628,000 | 55,408,000 | 54,400,000 |
| Noninterest-bearing deposits | 7,741,000 | 7,901,000 | 8,399,000 | 7,830,000 |
| Equity capital | 6,484,000 | 6,638,000 | 6,772,000 | 6,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,451,000 | 2,169,000 | 2,873,000 |
| Interest expense | 231,000 | 466,000 | 696,000 | 916,000 |
| Net interest income | 500,000 | 985,000 | 1,473,000 | 1,957,000 |
| Noninterest income | 99,000 | 207,000 | 319,000 | 427,000 |
| Noninterest expense | 451,000 | 912,000 | 1,350,000 | 1,806,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 12,000 |
| Pretax income | 148,000 | 269,000 | 454,000 | 594,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 8,000 |
| Net income | 144,000 | 261,000 | 443,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,440,000 | 6,514,000 | 6,630,000 | 6,729,000 |
| Total capital | 6,867,000 | 6,953,000 | 7,069,000 | 7,162,000 |
| Risk-weighted assets | 40,796,000 | 36,905,000 | 37,811,000 | 37,750,000 |