Call reports 2010
FIRST COMMUNITY BANK OF HILLSBORO — 2010
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 66,440,000 | 68,115,000 | 71,659,000 | 69,928,000 |
| Total loans | 40,606,000 | 41,838,000 | 42,524,000 | 42,457,000 |
| Allowance for loan losses | 508,000 | 452,000 | 446,000 | 431,000 |
| Securities available for sale | 9,941,000 | 8,456,000 | 9,026,000 | 8,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,731,000 | 59,939,000 | 61,857,000 | 61,470,000 |
| Interest-bearing deposits | 50,653,000 | 53,535,000 | 54,447,000 | 53,502,000 |
| Noninterest-bearing deposits | 6,077,000 | 6,404,000 | 7,410,000 | 7,968,000 |
| Equity capital | 6,160,000 | 6,327,000 | 6,465,000 | 6,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,562,000 | 2,342,000 | 3,133,000 |
| Interest expense | 254,000 | 513,000 | 766,000 | 1,016,000 |
| Net interest income | 505,000 | 1,049,000 | 1,576,000 | 2,117,000 |
| Noninterest income | 101,000 | 188,000 | 302,000 | 409,000 |
| Noninterest expense | 438,000 | 874,000 | 1,334,000 | 1,801,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 138,000 | 311,000 | 492,000 | 673,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 137,000 | 308,000 | 487,000 | 666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,083,000 | 6,207,000 | 6,303,000 | 6,438,000 |
| Total capital | 6,585,000 | 6,674,000 | 6,749,000 | 6,869,000 |
| Risk-weighted assets | 40,135,000 | 41,271,000 | 42,234,000 | 41,705,000 |