Call reports 2009
FIRST COMMUNITY BANK OF HILLSBORO — 2009
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,699,000 | 60,726,000 | 61,386,000 | 65,888,000 |
| Total loans | 38,264,000 | 38,811,000 | 41,072,000 | 40,926,000 |
| Allowance for loan losses | 520,000 | 540,000 | 481,000 | 479,000 |
| Securities available for sale | 9,907,000 | 7,977,000 | 7,665,000 | 8,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,411,000 | 50,564,000 | 52,618,000 | 57,137,000 |
| Interest-bearing deposits | 45,150,000 | 44,871,000 | 47,123,000 | 49,371,000 |
| Noninterest-bearing deposits | 6,261,000 | 5,693,000 | 5,495,000 | 7,766,000 |
| Equity capital | 5,142,000 | 5,643,000 | 5,890,000 | 6,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,591,000 | 2,371,000 | 3,157,000 |
| Interest expense | 272,000 | 532,000 | 784,000 | 1,036,000 |
| Net interest income | 540,000 | 1,059,000 | 1,587,000 | 2,121,000 |
| Noninterest income | 100,000 | 211,000 | 311,000 | 441,000 |
| Noninterest expense | 464,000 | 936,000 | 1,408,000 | 1,881,000 |
| Provision for loan losses | 60,000 | 105,000 | 50,000 | 50,000 |
| Pretax income | 116,000 | 239,000 | 450,000 | 544,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 114,000 | 236,000 | 445,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,341,000 | 5,738,000 | 5,919,000 | 5,970,000 |
| Total capital | 5,809,000 | 6,211,000 | 6,400,000 | 6,449,000 |
| Risk-weighted assets | 37,353,000 | 37,827,000 | 39,323,000 | 40,302,000 |