Call reports 2008
FIRST COMMUNITY BANK OF HILLSBORO — 2008
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,288,000 | 64,313,000 | 61,308,000 | 60,938,000 |
| Total loans | 37,830,000 | 37,795,000 | 38,456,000 | 41,706,000 |
| Allowance for loan losses | 525,000 | 556,000 | 581,000 | 459,000 |
| Securities available for sale | 14,256,000 | 15,427,000 | 14,560,000 | 11,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,566,000 | 52,396,000 | 51,666,000 | 50,177,000 |
| Interest-bearing deposits | 47,119,000 | 45,952,000 | 45,497,000 | 44,516,000 |
| Noninterest-bearing deposits | 6,447,000 | 6,444,000 | 6,169,000 | 5,662,000 |
| Equity capital | 5,095,000 | 4,919,000 | 5,011,000 | 5,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,876,000 | 2,792,000 | 3,687,000 |
| Interest expense | 424,000 | 813,000 | 1,166,000 | 1,495,000 |
| Net interest income | 532,000 | 1,063,000 | 1,626,000 | 2,192,000 |
| Noninterest income | 98,000 | 209,000 | 313,000 | 409,000 |
| Noninterest expense | 431,000 | 858,000 | 1,309,000 | 1,767,000 |
| Provision for loan losses | 30,000 | 59,000 | 89,000 | 149,000 |
| Pretax income | 187,000 | 383,000 | 571,000 | 731,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 7,000 |
| Net income | 186,000 | 380,000 | 567,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,966,000 | 5,129,000 | 5,229,000 | 5,352,000 |
| Total capital | 5,434,000 | 5,605,000 | 5,709,000 | 5,811,000 |
| Risk-weighted assets | 37,719,000 | 38,004,000 | 38,302,000 | 39,672,000 |