Call reports 2007
FIRST COMMUNITY BANK OF HILLSBORO — 2007
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,457,000 | 66,048,000 | 62,881,000 | 61,138,000 |
| Total loans | 36,420,000 | 37,389,000 | 38,577,000 | 38,300,000 |
| Allowance for loan losses | 506,000 | 525,000 | 518,000 | 504,000 |
| Securities available for sale | 14,577,000 | 14,072,000 | 14,344,000 | 13,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,539,000 | 57,172,000 | 52,077,000 | 55,461,000 |
| Interest-bearing deposits | 50,753,000 | 51,122,000 | 46,022,000 | 49,243,000 |
| Noninterest-bearing deposits | 5,786,000 | 6,051,000 | 6,056,000 | 6,217,000 |
| Equity capital | 4,035,000 | 4,025,000 | 4,292,000 | 4,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,846,000 | 2,862,000 | 3,847,000 |
| Interest expense | 438,000 | 915,000 | 1,418,000 | 1,880,000 |
| Net interest income | 463,000 | 931,000 | 1,444,000 | 1,967,000 |
| Noninterest income | 101,000 | 207,000 | 315,000 | 425,000 |
| Noninterest expense | 415,000 | 819,000 | 1,251,000 | 1,709,000 |
| Provision for loan losses | 19,000 | 44,000 | 50,000 | 60,000 |
| Pretax income | 130,000 | 275,000 | 458,000 | 623,000 |
| Income tax | 2,000 | 3,000 | 5,000 | 6,000 |
| Net income | 128,000 | 272,000 | 453,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,157,000 | 4,274,000 | 4,386,000 | 4,759,000 |
| Total capital | 4,620,000 | 4,763,000 | 4,882,000 | 5,246,000 |
| Risk-weighted assets | 37,035,000 | 39,159,000 | 39,707,000 | 38,947,000 |