Call reports 2006
FIRST COMMUNITY BANK OF HILLSBORO — 2006
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,423,000 | 54,614,000 | 56,670,000 | 55,419,000 |
| Total loans | 34,003,000 | 34,763,000 | 36,749,000 | 38,236,000 |
| Allowance for loan losses | 432,000 | 473,000 | 423,000 | 475,000 |
| Securities available for sale | 11,496,000 | 12,470,000 | 12,731,000 | 12,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,345,000 | 49,198,000 | 51,251,000 | 49,088,000 |
| Interest-bearing deposits | 42,556,000 | 44,308,000 | 46,748,000 | 44,165,000 |
| Noninterest-bearing deposits | 4,789,000 | 4,890,000 | 4,504,000 | 4,923,000 |
| Equity capital | 3,725,000 | 3,692,000 | 3,868,000 | 4,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,497,000 | 2,336,000 | 3,215,000 |
| Interest expense | 293,000 | 633,000 | 1,034,000 | 1,467,000 |
| Net interest income | 428,000 | 864,000 | 1,302,000 | 1,748,000 |
| Noninterest income | 72,000 | 167,000 | 264,000 | 356,000 |
| Noninterest expense | 363,000 | 741,000 | 1,134,000 | 1,535,000 |
| Provision for loan losses | 29,000 | 69,000 | 105,000 | 162,000 |
| Pretax income | 108,000 | 221,000 | 327,000 | 408,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 6,000 |
| Net income | 105,000 | 217,000 | 322,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,939,000 | 4,023,000 | 4,070,000 | 4,123,000 |
| Total capital | 4,348,000 | 4,445,000 | 4,493,000 | 4,590,000 |
| Risk-weighted assets | 32,765,000 | 33,770,000 | 35,345,000 | 37,389,000 |