Call reports 2002
FIRST COMMUNITY BANK OF HILLSBORO — 2002
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,367,000 | 37,467,000 | 40,383,000 | 40,024,000 |
| Total loans | 21,833,000 | 23,808,000 | 25,471,000 | 25,844,000 |
| Allowance for loan losses | 300,000 | 315,000 | 337,000 | 337,000 |
| Securities available for sale | 9,141,000 | 9,370,000 | 9,129,000 | 9,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,956,000 | 34,017,000 | 34,235,000 | 35,898,000 |
| Interest-bearing deposits | 27,321,000 | 30,678,000 | 30,525,000 | 31,195,000 |
| Noninterest-bearing deposits | 3,635,000 | 3,339,000 | 3,710,000 | 4,704,000 |
| Equity capital | 2,920,000 | 3,081,000 | 3,204,000 | 3,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,077,000 | 1,649,000 | 2,217,000 |
| Interest expense | 232,000 | 475,000 | 714,000 | 932,000 |
| Net interest income | 300,000 | 602,000 | 935,000 | 1,285,000 |
| Noninterest income | 44,000 | 91,000 | 139,000 | 189,000 |
| Noninterest expense | 243,000 | 492,000 | 741,000 | 1,007,000 |
| Provision for loan losses | 15,000 | 31,000 | 53,000 | 99,000 |
| Pretax income | 86,000 | 170,000 | 287,000 | 375,000 |
| Income tax | 26,000 | 51,000 | 87,000 | 114,000 |
| Net income | 60,000 | 119,000 | 200,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,867,000 | 2,929,000 | 3,012,000 | 3,074,000 |
| Total capital | 3,155,000 | 3,243,000 | 3,342,000 | 3,406,000 |
| Risk-weighted assets | 23,033,000 | 25,144,000 | 26,394,000 | 26,568,000 |