Call reports 2001
FIRST COMMUNITY BANK OF HILLSBORO — 2001
What FIRST COMMUNITY BANK OF HILLSBORO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,019,000 | 31,272,000 | 33,627,000 | 33,689,000 |
| Total loans | 18,765,000 | 19,797,000 | 20,261,000 | 20,690,000 |
| Allowance for loan losses | 255,000 | 264,000 | 273,000 | 288,000 |
| Securities available for sale | 6,453,000 | 9,078,000 | 9,339,000 | 10,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,843,000 | 27,648,000 | 29,844,000 | 30,080,000 |
| Interest-bearing deposits | 23,945,000 | 24,768,000 | 26,823,000 | 26,845,000 |
| Noninterest-bearing deposits | 2,898,000 | 2,880,000 | 3,021,000 | 3,235,000 |
| Equity capital | 2,668,000 | 2,741,000 | 2,928,000 | 2,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,096,000 | 1,666,000 | 2,223,000 |
| Interest expense | 298,000 | 607,000 | 914,000 | 1,184,000 |
| Net interest income | 236,000 | 489,000 | 752,000 | 1,039,000 |
| Noninterest income | 31,000 | 73,000 | 115,000 | 163,000 |
| Noninterest expense | 211,000 | 423,000 | 631,000 | 860,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 42,000 |
| Pretax income | 50,000 | 129,000 | 227,000 | 318,000 |
| Income tax | 0 | 8,000 | 10,000 | 40,000 |
| Net income | 50,000 | 121,000 | 217,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,676,000 | 2,761,000 | 2,807,000 |
| Total capital | 2,845,000 | 2,940,000 | 3,027,000 | 3,080,000 |
| Risk-weighted assets | 19,302,000 | 20,800,000 | 21,290,000 | 21,845,000 |