Call reports 2023
NORTHWESTERN BANK, THE — 2023
What NORTHWESTERN BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 639,836,000 | 639,116,000 | 614,398,000 | 671,330,000 |
| Total loans | 447,393,000 | 459,398,000 | 473,523,000 | 520,623,000 |
| Allowance for loan losses | 11,455,000 | 11,466,000 | 11,428,000 | 10,828,000 |
| Securities available for sale | 167,319,000 | 132,445,000 | 122,640,000 | 125,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,530,000 | 591,517,000 | 555,552,000 | 567,509,000 |
| Interest-bearing deposits | 373,376,000 | 378,250,000 | 338,266,000 | 351,504,000 |
| Noninterest-bearing deposits | 208,154,000 | 213,267,000 | 217,286,000 | 216,005,000 |
| Equity capital | 46,310,000 | 46,276,000 | 45,303,000 | 50,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,028,000 | 12,502,000 | 19,189,000 | 26,256,000 |
| Interest expense | 1,066,000 | 2,620,000 | 4,211,000 | 6,128,000 |
| Net interest income | 4,962,000 | 9,882,000 | 14,978,000 | 20,128,000 |
| Noninterest income | 345,000 | 700,000 | 1,068,000 | 1,420,000 |
| Noninterest expense | 2,733,000 | 5,605,000 | 8,502,000 | 11,824,000 |
| Provision for loan losses | 0 | 0 | 0 | -600,000 |
| Pretax income | 2,627,000 | 5,326,000 | 7,893,000 | 10,073,000 |
| Income tax | 207,000 | 423,000 | 1,000 | -37,000 |
| Net income | 2,420,000 | 4,903,000 | 7,892,000 | 10,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,752,000 | 62,558,000 | 64,273,000 | 64,504,000 |
| Total capital | 68,394,000 | 69,135,000 | 71,093,000 | 71,852,000 |
| Risk-weighted assets | 526,564,000 | 521,275,000 | 541,020,000 | 583,740,000 |