Call reports 2021
NORTHWESTERN BANK, THE — 2021
What NORTHWESTERN BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 564,677,000 | 577,000,000 | 603,311,000 | 646,563,000 |
| Total loans | 414,064,000 | 392,967,000 | 389,714,000 | 390,402,000 |
| Allowance for loan losses | 10,811,000 | 10,876,000 | 11,116,000 | 11,440,000 |
| Securities available for sale | 109,482,000 | 134,650,000 | 196,130,000 | 189,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,100,000 | 515,797,000 | 545,564,000 | 588,645,000 |
| Interest-bearing deposits | 344,706,000 | 350,007,000 | 374,529,000 | 402,073,000 |
| Noninterest-bearing deposits | 156,394,000 | 165,790,000 | 171,035,000 | 186,572,000 |
| Equity capital | 58,764,000 | 60,457,000 | 56,844,000 | 55,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,419,000 | 10,817,000 | 15,699,000 | 20,736,000 |
| Interest expense | 342,000 | 662,000 | 975,000 | 1,290,000 |
| Net interest income | 5,077,000 | 10,155,000 | 14,724,000 | 19,446,000 |
| Noninterest income | 536,000 | 1,105,000 | 1,692,000 | 2,250,000 |
| Noninterest expense | 2,179,000 | 4,510,000 | 6,917,000 | 10,008,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 3,390,000 | 6,559,000 | 9,158,000 | 11,197,000 |
| Income tax | 281,000 | 546,000 | 766,000 | 817,000 |
| Net income | 3,109,000 | 6,013,000 | 8,392,000 | 10,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,169,000 | 56,238,000 | 53,612,000 | 54,212,000 |
| Total capital | 60,394,000 | 61,537,000 | 59,109,000 | 59,927,000 |
| Risk-weighted assets | 412,437,000 | 418,326,000 | 434,116,000 | 451,510,000 |