Call reports 2020
NORTHWESTERN BANK, THE — 2020
What NORTHWESTERN BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 447,326,000 | 492,687,000 | 517,558,000 | 542,519,000 |
| Total loans | 370,870,000 | 411,732,000 | 414,383,000 | 400,915,000 |
| Allowance for loan losses | 9,190,000 | 10,518,000 | 10,416,000 | 11,339,000 |
| Securities available for sale | 70,186,000 | 68,582,000 | 85,126,000 | 104,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,722,000 | 431,380,000 | 452,141,000 | 479,557,000 |
| Interest-bearing deposits | 285,955,000 | 302,161,000 | 312,431,000 | 335,176,000 |
| Noninterest-bearing deposits | 103,767,000 | 129,219,000 | 139,710,000 | 144,381,000 |
| Equity capital | 56,299,000 | 56,701,000 | 58,103,000 | 58,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,138,000 | 11,329,000 | 16,430,000 | 21,554,000 |
| Interest expense | 636,000 | 1,171,000 | 1,635,000 | 2,027,000 |
| Net interest income | 4,502,000 | 10,158,000 | 14,795,000 | 19,527,000 |
| Noninterest income | 375,000 | 1,128,000 | 1,778,000 | 2,468,000 |
| Noninterest expense | 2,266,000 | 4,661,000 | 7,017,000 | 9,659,000 |
| Provision for loan losses | 150,000 | 1,370,000 | 1,520,000 | 2,420,000 |
| Pretax income | 2,503,000 | 5,298,000 | 8,079,000 | 9,959,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 1,068,000 |
| Net income | 2,500,000 | 5,293,000 | 8,071,000 | 8,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,964,000 | 51,610,000 | 53,007,000 | 52,826,000 |
| Total capital | 56,834,000 | 56,585,000 | 58,118,000 | 57,926,000 |
| Risk-weighted assets | 385,317,000 | 392,477,000 | 403,604,000 | 401,746,000 |