Call reports 2019
NORTHWESTERN BANK, THE — 2019
What NORTHWESTERN BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 460,229,000 | 435,126,000 | 448,755,000 | 455,721,000 |
| Total loans | 339,945,000 | 346,003,000 | 349,827,000 | 361,724,000 |
| Allowance for loan losses | 9,218,000 | 8,891,000 | 9,130,000 | 8,907,000 |
| Securities available for sale | 75,789,000 | 76,536,000 | 74,363,000 | 71,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,362,000 | 384,029,000 | 395,442,000 | 401,520,000 |
| Interest-bearing deposits | 308,986,000 | 283,318,000 | 289,886,000 | 292,510,000 |
| Noninterest-bearing deposits | 100,376,000 | 100,711,000 | 105,556,000 | 109,010,000 |
| Equity capital | 49,345,000 | 50,452,000 | 52,577,000 | 52,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,990,000 | 10,012,000 | 15,071,000 | 20,240,000 |
| Interest expense | 686,000 | 1,343,000 | 1,981,000 | 2,646,000 |
| Net interest income | 4,304,000 | 8,669,000 | 13,090,000 | 17,594,000 |
| Noninterest income | 346,000 | 753,000 | 1,187,000 | 1,644,000 |
| Noninterest expense | 2,240,000 | 4,561,000 | 6,927,000 | 9,530,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 1,100,000 |
| Pretax income | 2,260,000 | 4,569,000 | 6,911,000 | 9,073,000 |
| Income tax | 4,000 | 7,000 | 8,000 | 11,000 |
| Net income | 2,256,000 | 4,562,000 | 6,903,000 | 9,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,095,000 | 47,209,000 | 48,807,000 | 49,464,000 |
| Total capital | 51,598,000 | 51,776,000 | 53,459,000 | 54,220,000 |
| Risk-weighted assets | 355,500,000 | 361,063,000 | 367,677,000 | 376,349,000 |