Call reports 2018
NORTHWESTERN BANK, THE — 2018
What NORTHWESTERN BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 428,273,000 | 450,594,000 | 440,972,000 | 450,440,000 |
| Total loans | 317,552,000 | 342,635,000 | 342,994,000 | 344,219,000 |
| Allowance for loan losses | 8,304,000 | 8,477,000 | 8,625,000 | 9,016,000 |
| Securities available for sale | 102,225,000 | 98,820,000 | 81,897,000 | 77,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,807,000 | 397,767,000 | 393,349,000 | 401,905,000 |
| Interest-bearing deposits | 291,113,000 | 303,709,000 | 298,356,000 | 299,443,000 |
| Noninterest-bearing deposits | 89,694,000 | 94,058,000 | 94,993,000 | 102,462,000 |
| Equity capital | 46,157,000 | 46,307,000 | 47,034,000 | 46,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,483,000 | 9,234,000 | 14,148,000 | 19,249,000 |
| Interest expense | 403,000 | 858,000 | 1,489,000 | 2,123,000 |
| Net interest income | 4,080,000 | 8,376,000 | 12,659,000 | 17,126,000 |
| Noninterest income | 362,000 | 744,000 | 1,141,000 | 1,562,000 |
| Noninterest expense | 2,178,000 | 4,657,000 | 6,906,000 | 9,454,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 600,000 |
| Pretax income | 2,201,000 | 4,332,000 | 6,714,000 | 8,687,000 |
| Income tax | 4,000 | 8,000 | 26,000 | 30,000 |
| Net income | 2,197,000 | 4,324,000 | 6,688,000 | 8,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,545,000 | 45,754,000 | 47,192,000 | 45,855,000 |
| Total capital | 49,835,000 | 50,345,000 | 51,732,000 | 50,418,000 |
| Risk-weighted assets | 339,189,000 | 363,417,000 | 359,145,000 | 360,571,000 |