Call reports 2016
NORTHWESTERN BANK, THE — 2016
What NORTHWESTERN BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 403,148,000 | 412,326,000 | 418,147,000 | 419,719,000 |
| Total loans | 300,726,000 | 311,054,000 | 312,519,000 | 313,522,000 |
| Allowance for loan losses | 7,262,000 | 7,141,000 | 7,511,000 | 7,935,000 |
| Securities available for sale | 96,553,000 | 94,349,000 | 90,870,000 | 83,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,221,000 | 365,775,000 | 370,558,000 | 375,130,000 |
| Interest-bearing deposits | 278,216,000 | 283,663,000 | 291,064,000 | 293,775,000 |
| Noninterest-bearing deposits | 78,005,000 | 82,112,000 | 79,494,000 | 81,355,000 |
| Equity capital | 46,615,000 | 46,141,000 | 47,047,000 | 44,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,218,000 | 8,516,000 | 12,880,000 | 17,240,000 |
| Interest expense | 314,000 | 639,000 | 993,000 | 1,360,000 |
| Net interest income | 3,904,000 | 7,877,000 | 11,887,000 | 15,880,000 |
| Noninterest income | 315,000 | 680,000 | 1,030,000 | 1,366,000 |
| Noninterest expense | 1,919,000 | 3,857,000 | 5,893,000 | 9,011,000 |
| Provision for loan losses | 75,000 | 150,000 | 525,000 | 600,000 |
| Pretax income | 2,878,000 | 5,220,000 | 7,169,000 | 8,322,000 |
| Income tax | 171,000 | 171,000 | 171,000 | 171,000 |
| Net income | 2,707,000 | 5,049,000 | 6,998,000 | 8,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,240,000 | 41,283,000 | 42,125,000 | 41,457,000 |
| Total capital | 46,303,000 | 45,438,000 | 46,221,000 | 45,564,000 |
| Risk-weighted assets | 321,830,000 | 329,391,000 | 324,237,000 | 324,749,000 |