Call reports 2014
NORTHWESTERN BANK, THE — 2014
What NORTHWESTERN BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 388,934,000 | 385,439,000 | 385,798,000 | 401,283,000 |
| Total loans | 221,614,000 | 229,667,000 | 246,523,000 | 257,029,000 |
| Allowance for loan losses | 5,446,000 | 5,402,000 | 5,447,000 | 5,754,000 |
| Securities available for sale | 155,893,000 | 135,502,000 | 130,971,000 | 128,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,374,000 | 338,705,000 | 336,416,000 | 352,078,000 |
| Interest-bearing deposits | 274,007,000 | 267,347,000 | 267,914,000 | 274,153,000 |
| Noninterest-bearing deposits | 64,367,000 | 71,358,000 | 68,502,000 | 77,925,000 |
| Equity capital | 44,965,000 | 46,404,000 | 47,916,000 | 48,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,016,000 | 8,017,000 | 11,941,000 | 16,050,000 |
| Interest expense | 324,000 | 641,000 | 954,000 | 1,271,000 |
| Net interest income | 3,692,000 | 7,376,000 | 10,987,000 | 14,779,000 |
| Noninterest income | 324,000 | 613,000 | 1,256,000 | 1,708,000 |
| Noninterest expense | 1,779,000 | 3,673,000 | 5,716,000 | 7,690,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 2,087,000 | 4,080,000 | 6,141,000 | 8,208,000 |
| Income tax | 807,000 | 1,578,000 | 2,378,000 | 3,182,000 |
| Net income | 1,280,000 | 2,502,000 | 3,763,000 | 5,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,348,000 | 44,600,000 | 45,862,000 | 45,972,000 |
| Total capital | 47,575,000 | 47,844,000 | 49,308,000 | 49,559,000 |
| Risk-weighted assets | 255,956,000 | 257,401,000 | 273,680,000 | 284,777,000 |