Call reports 2013
NORTHWESTERN BANK, THE — 2013
What NORTHWESTERN BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 375,261,000 | 373,546,000 | 378,281,000 | 386,650,000 |
| Total loans | 197,349,000 | 210,947,000 | 209,584,000 | 213,972,000 |
| Allowance for loan losses | 4,274,000 | 4,722,000 | 5,064,000 | 5,186,000 |
| Securities available for sale | 148,311,000 | 148,078,000 | 147,788,000 | 157,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,297,000 | 327,783,000 | 333,940,000 | 343,037,000 |
| Interest-bearing deposits | 269,626,000 | 267,723,000 | 268,802,000 | 272,798,000 |
| Noninterest-bearing deposits | 57,671,000 | 60,060,000 | 65,138,000 | 70,239,000 |
| Equity capital | 46,029,000 | 45,366,000 | 43,904,000 | 42,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,936,000 | 7,878,000 | 11,846,000 | 15,850,000 |
| Interest expense | 374,000 | 721,000 | 1,055,000 | 1,387,000 |
| Net interest income | 3,562,000 | 7,157,000 | 10,791,000 | 14,463,000 |
| Noninterest income | 642,000 | 1,121,000 | 1,856,000 | 2,308,000 |
| Noninterest expense | 1,749,000 | 3,707,000 | 5,795,000 | 8,336,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 700,000 |
| Pretax income | 2,305,000 | 4,321,000 | 6,452,000 | 7,843,000 |
| Income tax | 880,000 | 1,657,000 | 2,481,000 | 3,013,000 |
| Net income | 1,425,000 | 2,664,000 | 3,971,000 | 4,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,164,000 | 41,472,000 | 43,297,000 | 43,026,000 |
| Total capital | 43,061,000 | 44,569,000 | 46,386,000 | 46,202,000 |
| Risk-weighted assets | 230,401,000 | 246,142,000 | 245,127,000 | 252,067,000 |