Call reports 2012
NORTHWESTERN BANK, THE — 2012
What NORTHWESTERN BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 380,686,000 | 388,481,000 | 366,005,000 | 383,868,000 |
| Total loans | 189,444,000 | 192,806,000 | 194,287,000 | 200,364,000 |
| Allowance for loan losses | 3,961,000 | 4,058,000 | 4,218,000 | 4,057,000 |
| Securities available for sale | 166,765,000 | 169,916,000 | 159,007,000 | 164,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,321,000 | 326,679,000 | 317,130,000 | 339,305,000 |
| Interest-bearing deposits | 267,502,000 | 268,767,000 | 262,995,000 | 274,126,000 |
| Noninterest-bearing deposits | 53,819,000 | 57,912,000 | 54,135,000 | 65,179,000 |
| Equity capital | 43,934,000 | 46,360,000 | 47,530,000 | 44,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,201,000 | 8,438,000 | 12,548,000 | 16,623,000 |
| Interest expense | 713,000 | 1,382,000 | 1,985,000 | 2,391,000 |
| Net interest income | 3,488,000 | 7,056,000 | 10,563,000 | 14,232,000 |
| Noninterest income | 198,000 | 432,000 | 969,000 | 1,306,000 |
| Noninterest expense | 1,888,000 | 3,942,000 | 6,006,000 | 8,028,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,708,000 | 3,363,000 | 5,192,000 | 6,890,000 |
| Income tax | 601,000 | 1,186,000 | 1,870,000 | 2,514,000 |
| Net income | 1,107,000 | 2,177,000 | 3,322,000 | 4,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,655,000 | 39,125,000 | 40,991,000 | 38,227,000 |
| Total capital | 40,602,000 | 42,106,000 | 43,931,000 | 41,218,000 |
| Risk-weighted assets | 234,721,000 | 237,453,000 | 233,945,000 | 238,212,000 |