Call reports 2010
NORTHWESTERN BANK, THE — 2010
What NORTHWESTERN BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 338,235,000 | 342,045,000 | 339,585,000 | 355,140,000 |
| Total loans | 207,495,000 | 213,203,000 | 209,734,000 | 213,306,000 |
| Allowance for loan losses | 5,552,000 | 5,629,000 | 5,130,000 | 4,887,000 |
| Securities available for sale | 106,484,000 | 104,098,000 | 108,357,000 | 116,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,752,000 | 288,577,000 | 283,165,000 | 302,002,000 |
| Interest-bearing deposits | 246,465,000 | 245,473,000 | 243,570,000 | 256,995,000 |
| Noninterest-bearing deposits | 40,287,000 | 43,104,000 | 39,595,000 | 45,007,000 |
| Equity capital | 34,870,000 | 36,004,000 | 37,994,000 | 35,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,272,000 | 8,716,000 | 13,100,000 | 17,445,000 |
| Interest expense | 1,182,000 | 2,269,000 | 3,320,000 | 4,365,000 |
| Net interest income | 3,090,000 | 6,447,000 | 9,780,000 | 13,080,000 |
| Noninterest income | 251,000 | 536,000 | 801,000 | 1,074,000 |
| Noninterest expense | 1,955,000 | 4,266,000 | 6,766,000 | 9,521,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 1,300,000 | 1,300,000 |
| Pretax income | 610,000 | 2,290,000 | 3,116,000 | 4,039,000 |
| Income tax | 101,000 | 684,000 | 882,000 | 1,137,000 |
| Net income | 509,000 | 1,606,000 | 2,234,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,879,000 | 30,943,000 | 32,147,000 | 31,045,000 |
| Total capital | 33,009,000 | 34,107,000 | 35,234,000 | 34,210,000 |
| Risk-weighted assets | 247,998,000 | 250,622,000 | 244,918,000 | 251,495,000 |