Call reports 2007
NORTHWESTERN BANK, THE — 2007
What NORTHWESTERN BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 313,643,000 | 317,181,000 | 332,902,000 | 341,463,000 |
| Total loans | 212,168,000 | 211,494,000 | 208,581,000 | 209,250,000 |
| Allowance for loan losses | 2,288,000 | 2,568,000 | 4,844,000 | 5,183,000 |
| Securities available for sale | 90,369,000 | 90,192,000 | 112,380,000 | 111,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,971,000 | 270,463,000 | 269,380,000 | 281,701,000 |
| Interest-bearing deposits | 224,151,000 | 231,333,000 | 232,290,000 | 239,255,000 |
| Noninterest-bearing deposits | 33,820,000 | 39,130,000 | 37,090,000 | 42,446,000 |
| Equity capital | 44,047,000 | 43,162,000 | 42,040,000 | 42,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,305,000 | 10,594,000 | 15,356,000 | 20,882,000 |
| Interest expense | 2,256,000 | 4,483,000 | 6,750,000 | 9,173,000 |
| Net interest income | 3,049,000 | 6,111,000 | 8,606,000 | 11,709,000 |
| Noninterest income | 195,000 | 502,000 | 740,000 | 967,000 |
| Noninterest expense | 1,730,000 | 3,280,000 | 5,515,000 | 7,271,000 |
| Provision for loan losses | 0 | 300,000 | 2,600,000 | 2,950,000 |
| Pretax income | 1,514,000 | 3,033,000 | 1,249,000 | 2,473,000 |
| Income tax | 352,000 | 707,000 | 0 | 17,000 |
| Net income | 1,162,000 | 2,326,000 | 1,249,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,723,000 | 42,992,000 | 41,141,000 | 41,400,000 |
| Total capital | 45,011,000 | 45,560,000 | 44,077,000 | 44,443,000 |
| Risk-weighted assets | 227,634,000 | 230,419,000 | 233,001,000 | 241,289,000 |