Call reports 2006
NORTHWESTERN BANK, THE — 2006
What NORTHWESTERN BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 308,414,000 | 311,267,000 | 315,408,000 | 320,307,000 |
| Total loans | 205,649,000 | 207,483,000 | 214,174,000 | 213,685,000 |
| Allowance for loan losses | 2,719,000 | 3,062,000 | 3,064,000 | 2,369,000 |
| Securities available for sale | 90,329,000 | 88,833,000 | 90,467,000 | 90,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,984,000 | 258,251,000 | 252,815,000 | 262,260,000 |
| Interest-bearing deposits | 215,797,000 | 220,857,000 | 218,817,000 | 226,120,000 |
| Noninterest-bearing deposits | 33,187,000 | 37,394,000 | 33,998,000 | 36,140,000 |
| Equity capital | 40,606,000 | 39,995,000 | 42,420,000 | 42,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,826,000 | 9,820,000 | 15,102,000 | 20,422,000 |
| Interest expense | 1,642,000 | 3,502,000 | 5,628,000 | 7,843,000 |
| Net interest income | 3,184,000 | 6,318,000 | 9,474,000 | 12,579,000 |
| Noninterest income | 146,000 | 471,000 | 699,000 | 929,000 |
| Noninterest expense | 1,600,000 | 3,200,000 | 4,768,000 | 6,274,000 |
| Provision for loan losses | 550,000 | 900,000 | 900,000 | 1,050,000 |
| Pretax income | 1,215,000 | 2,645,000 | 4,544,000 | 6,221,000 |
| Income tax | 227,000 | 556,000 | 1,070,000 | 1,496,000 |
| Net income | 988,000 | 2,089,000 | 3,474,000 | 4,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,660,000 | 39,850,000 | 41,235,000 | 41,561,000 |
| Total capital | 42,379,000 | 42,650,000 | 44,117,000 | 43,930,000 |
| Risk-weighted assets | 222,201,000 | 223,770,000 | 230,343,000 | 230,831,000 |