Call reports 2005
NORTHWESTERN BANK, THE — 2005
What NORTHWESTERN BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 281,959,000 | 294,754,000 | 293,219,000 | 299,544,000 |
| Total loans | 177,984,000 | 187,665,000 | 186,280,000 | 195,051,000 |
| Allowance for loan losses | 2,180,000 | 2,159,000 | 2,103,000 | 2,169,000 |
| Securities available for sale | 95,153,000 | 95,468,000 | 94,359,000 | 91,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,775,000 | 240,093,000 | 247,585,000 | 254,126,000 |
| Interest-bearing deposits | 205,334,000 | 206,414,000 | 101,000 | 218,027,000 |
| Noninterest-bearing deposits | 31,441,000 | 33,679,000 | 247,484,000 | 36,099,000 |
| Equity capital | 37,868,000 | 38,907,000 | 40,078,000 | 39,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,913,000 | 8,138,000 | 12,570,000 | 17,043,000 |
| Interest expense | 953,000 | 2,098,000 | 3,443,000 | 4,928,000 |
| Net interest income | 2,960,000 | 6,040,000 | 9,127,000 | 12,115,000 |
| Noninterest income | 242,000 | 483,000 | 721,000 | 933,000 |
| Noninterest expense | 1,445,000 | 2,933,000 | 4,443,000 | 6,002,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 175,000 |
| Pretax income | 1,805,000 | 3,517,000 | 5,332,000 | 6,898,000 |
| Income tax | 627,000 | 1,035,000 | 1,372,000 | 1,724,000 |
| Net income | 1,178,000 | 2,482,000 | 3,960,000 | 5,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,374,000 | 36,882,000 | 38,360,000 | 38,671,000 |
| Total capital | 38,554,000 | 39,041,000 | 40,463,000 | 40,840,000 |
| Risk-weighted assets | 193,144,000 | 203,417,000 | 203,043,000 | 210,292,000 |