Call reports 2004
NORTHWESTERN BANK, THE — 2004
What NORTHWESTERN BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 274,443,000 | 271,731,000 | 281,277,000 | 286,356,000 |
| Total loans | 166,012,000 | 166,208,000 | 167,139,000 | 168,273,000 |
| Allowance for loan losses | 2,437,000 | 2,472,000 | 2,463,000 | 1,926,000 |
| Securities available for sale | 96,697,000 | 94,386,000 | 95,382,000 | 99,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,812,000 | 234,109,000 | 238,445,000 | 245,489,000 |
| Interest-bearing deposits | 204,571,000 | 202,197,000 | 204,405,000 | 209,435,000 |
| Noninterest-bearing deposits | 26,241,000 | 31,912,000 | 34,040,000 | 36,054,000 |
| Equity capital | 38,166,000 | 34,172,000 | 37,248,000 | 37,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,480,000 | 11,249,000 | 15,184,000 |
| Interest expense | 946,000 | 1,882,000 | 2,812,000 | 3,782,000 |
| Net interest income | 2,809,000 | 5,598,000 | 8,437,000 | 11,402,000 |
| Noninterest income | 198,000 | 395,000 | 745,000 | 916,000 |
| Noninterest expense | 1,552,000 | 3,078,000 | 4,654,000 | 6,071,000 |
| Provision for loan losses | 200,000 | 375,000 | 425,000 | 550,000 |
| Pretax income | 1,255,000 | 2,540,000 | 4,103,000 | 5,880,000 |
| Income tax | 150,000 | 512,000 | 567,000 | 963,000 |
| Net income | 1,105,000 | 2,028,000 | 3,536,000 | 4,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,496,000 | 33,220,000 | 34,561,000 | 35,154,000 |
| Total capital | 36,726,000 | 35,446,000 | 36,854,000 | 37,080,000 |
| Risk-weighted assets | 178,158,000 | 177,828,000 | 183,270,000 | 187,494,000 |