Call reports 2003
NORTHWESTERN BANK, THE — 2003
What NORTHWESTERN BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 252,566,000 | 258,600,000 | 260,389,000 | 271,303,000 |
| Total loans | 152,717,000 | 159,057,000 | 161,944,000 | 162,683,000 |
| Allowance for loan losses | 1,967,000 | 1,960,000 | 1,750,000 | 2,213,000 |
| Securities available for sale | 89,406,000 | 88,537,000 | 84,712,000 | 93,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,649,000 | 213,506,000 | 219,994,000 | 229,170,000 |
| Interest-bearing deposits | 189,290,000 | 184,975,000 | 189,349,000 | 200,118,000 |
| Noninterest-bearing deposits | 24,359,000 | 28,531,000 | 30,645,000 | 29,052,000 |
| Equity capital | 34,848,000 | 36,804,000 | 35,628,000 | 36,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,790,000 | 7,587,000 | 11,263,000 | 14,974,000 |
| Interest expense | 1,069,000 | 2,067,000 | 3,011,000 | 3,958,000 |
| Net interest income | 2,721,000 | 5,520,000 | 8,252,000 | 11,016,000 |
| Noninterest income | 182,000 | 381,000 | 637,000 | 798,000 |
| Noninterest expense | 1,240,000 | 2,509,000 | 4,208,000 | 5,485,000 |
| Provision for loan losses | 0 | 0 | 900,000 | 1,625,000 |
| Pretax income | 1,663,000 | 3,392,000 | 3,781,000 | 4,704,000 |
| Income tax | 288,000 | 617,000 | 484,000 | 527,000 |
| Net income | 1,375,000 | 2,775,000 | 3,297,000 | 4,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,295,000 | 32,952,000 | 33,413,000 | 33,391,000 |
| Total capital | 34,262,000 | 34,912,000 | 35,163,000 | 35,578,000 |
| Risk-weighted assets | 162,685,000 | 170,070,000 | 173,618,000 | 174,965,000 |