Call reports 2015
COOPER STATE BANK — 2015
What COOPER STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 134,557,000 |
| Total loans | 113,631,000 |
| Allowance for loan losses | 1,240,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 105,132,000 |
| Interest-bearing deposits | 86,614,000 |
| Noninterest-bearing deposits | 18,518,000 |
| Equity capital | 9,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,323,000 |
| Interest expense | 175,000 |
| Net interest income | 1,148,000 |
| Noninterest income | 569,000 |
| Noninterest expense | 1,699,000 |
| Provision for loan losses | 37,000 |
| Pretax income | -19,000 |
| Income tax | 0 |
| Net income | -19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 9,942,000 |
| Total capital | 11,169,000 |
| Risk-weighted assets | 98,178,000 |