Call reports 2014
COOPER STATE BANK — 2014
What COOPER STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,125,000 | 127,834,000 | 136,243,000 | 138,031,000 |
| Total loans | 102,532,000 | 109,113,000 | 115,969,000 | 115,431,000 |
| Allowance for loan losses | 1,250,000 | 1,240,000 | 1,260,000 | 1,240,000 |
| Securities available for sale | 1,660,000 | 1,704,000 | 644,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,597,000 | 87,261,000 | 101,640,000 | 104,408,000 |
| Interest-bearing deposits | 72,498,000 | 71,269,000 | 84,702,000 | 86,699,000 |
| Noninterest-bearing deposits | 17,099,000 | 15,992,000 | 16,938,000 | 17,709,000 |
| Equity capital | 9,793,000 | 9,879,000 | 9,990,000 | 9,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,501,000 | 3,843,000 | 5,237,000 |
| Interest expense | 116,000 | 239,000 | 393,000 | 577,000 |
| Net interest income | 1,105,000 | 2,262,000 | 3,450,000 | 4,660,000 |
| Noninterest income | 585,000 | 1,212,000 | 1,869,000 | 2,499,000 |
| Noninterest expense | 1,666,000 | 3,384,000 | 5,011,000 | 6,824,000 |
| Provision for loan losses | 16,000 | 39,000 | 128,000 | 185,000 |
| Pretax income | 8,000 | 51,000 | 221,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | 51,000 | 221,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,757,000 | 9,799,000 | 9,970,000 | 9,961,000 |
| Total capital | 10,875,000 | 10,991,000 | 11,204,000 | 11,201,000 |
| Risk-weighted assets | 89,253,000 | 95,360,000 | 98,706,000 | 99,973,000 |