Call reports 2013
COOPER STATE BANK — 2013
What COOPER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,267,000 | 104,596,000 | 116,357,000 | 116,388,000 |
| Total loans | 101,504,000 | 98,841,000 | 99,507,000 | 98,738,000 |
| Allowance for loan losses | 1,231,000 | 1,245,000 | 1,255,000 | 1,260,000 |
| Securities available for sale | 849,000 | 829,000 | 643,000 | 1,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,709,000 | 87,101,000 | 88,848,000 | 88,734,000 |
| Interest-bearing deposits | 76,011,000 | 71,583,000 | 71,987,000 | 70,937,000 |
| Noninterest-bearing deposits | 15,698,000 | 15,518,000 | 16,861,000 | 17,797,000 |
| Equity capital | 7,631,000 | 7,652,000 | 9,691,000 | 9,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,518,000 | 3,718,000 | 4,980,000 |
| Interest expense | 80,000 | 160,000 | 250,000 | 365,000 |
| Net interest income | 1,195,000 | 2,358,000 | 3,468,000 | 4,615,000 |
| Noninterest income | 680,000 | 1,438,000 | 2,162,000 | 2,797,000 |
| Noninterest expense | 1,777,000 | 3,582,000 | 5,310,000 | 6,973,000 |
| Provision for loan losses | 82,000 | 159,000 | 221,000 | 264,000 |
| Pretax income | 20,000 | 59,000 | 103,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 20,000 | 59,000 | 103,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,590,000 | 7,629,000 | 9,673,000 | 9,748,000 |
| Total capital | 8,512,000 | 8,538,000 | 10,723,000 | 10,806,000 |
| Risk-weighted assets | 73,425,000 | 72,250,000 | 83,837,000 | 84,480,000 |