Call reports 2012
COOPER STATE BANK — 2012
What COOPER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 103,428,000 | 102,501,000 | 105,256,000 | 105,736,000 |
| Total loans | 87,083,000 | 90,655,000 | 96,802,000 | 100,522,000 |
| Allowance for loan losses | 1,145,000 | 1,165,000 | 1,180,000 | 1,210,000 |
| Securities available for sale | 3,375,000 | 2,666,000 | 1,635,000 | 1,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,726,000 | 89,015,000 | 90,755,000 | 90,270,000 |
| Interest-bearing deposits | 76,636,000 | 76,189,000 | 75,361,000 | 75,727,000 |
| Noninterest-bearing deposits | 14,090,000 | 12,826,000 | 15,394,000 | 14,543,000 |
| Equity capital | 7,898,000 | 7,781,000 | 7,617,000 | 7,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,432,000 | 3,661,000 | 4,927,000 |
| Interest expense | 110,000 | 204,000 | 297,000 | 377,000 |
| Net interest income | 1,106,000 | 2,228,000 | 3,364,000 | 4,550,000 |
| Noninterest income | 749,000 | 1,573,000 | 2,345,000 | 3,106,000 |
| Noninterest expense | 1,902,000 | 3,856,000 | 5,815,000 | 7,669,000 |
| Provision for loan losses | 36,000 | 138,000 | 264,000 | 364,000 |
| Pretax income | -79,000 | -189,000 | -382,000 | -357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | -189,000 | -382,000 | -357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,847,000 | 7,737,000 | 7,544,000 | 7,570,000 |
| Total capital | 8,691,000 | 8,598,000 | 8,453,000 | 8,491,000 |
| Risk-weighted assets | 67,228,000 | 68,559,000 | 72,516,000 | 73,401,000 |