Call reports 2011
COOPER STATE BANK — 2011
What COOPER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 91,030,000 | 90,171,000 | 99,051,000 | 103,474,000 |
| Total loans | 73,361,000 | 77,326,000 | 79,736,000 | 84,832,000 |
| Allowance for loan losses | 1,085,000 | 1,100,000 | 1,115,000 | 1,130,000 |
| Securities available for sale | 3,463,000 | 3,728,000 | 3,912,000 | 3,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,107,000 | 77,345,000 | 86,357,000 | 90,683,000 |
| Interest-bearing deposits | 67,424,000 | 66,928,000 | 73,908,000 | 77,045,000 |
| Noninterest-bearing deposits | 11,683,000 | 10,417,000 | 12,449,000 | 13,638,000 |
| Equity capital | 8,148,000 | 8,039,000 | 7,864,000 | 7,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,294,000 | 3,461,000 | 4,663,000 |
| Interest expense | 147,000 | 289,000 | 440,000 | 571,000 |
| Net interest income | 1,000,000 | 2,005,000 | 3,021,000 | 4,092,000 |
| Noninterest income | 746,000 | 1,575,000 | 2,404,000 | 3,154,000 |
| Noninterest expense | 1,843,000 | 3,750,000 | 5,606,000 | 7,515,000 |
| Provision for loan losses | 42,000 | 73,000 | 121,000 | 166,000 |
| Pretax income | -115,000 | -212,000 | -267,000 | -400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -115,000 | -212,000 | -267,000 | -400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,033,000 | 7,935,000 | 7,880,000 | 7,927,000 |
| Total capital | 8,762,000 | 8,688,000 | 8,667,000 | 8,763,000 |
| Risk-weighted assets | 57,977,000 | 59,956,000 | 62,711,000 | 65,793,000 |