Call reports 2010
COOPER STATE BANK — 2010
What COOPER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,649,000 | 90,026,000 | 88,169,000 | 92,492,000 |
| Total loans | 64,718,000 | 67,072,000 | 69,044,000 | 73,287,000 |
| Allowance for loan losses | 962,000 | 982,000 | 1,025,000 | 1,066,000 |
| Securities available for sale | 2,444,000 | 4,065,000 | 3,537,000 | 3,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,240,000 | 75,369,000 | 77,765,000 | 81,272,000 |
| Interest-bearing deposits | 61,162,000 | 66,283,000 | 68,760,000 | 69,319,000 |
| Noninterest-bearing deposits | 9,078,000 | 9,086,000 | 9,005,000 | 11,953,000 |
| Equity capital | 5,744,000 | 7,009,000 | 6,625,000 | 6,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,023,000 | 2,104,000 | 3,228,000 | 4,382,000 |
| Interest expense | 232,000 | 472,000 | 682,000 | 856,000 |
| Net interest income | 791,000 | 1,632,000 | 2,546,000 | 3,526,000 |
| Noninterest income | 527,000 | 1,200,000 | 1,981,000 | 2,754,000 |
| Noninterest expense | 2,053,000 | 4,169,000 | 6,209,000 | 8,126,000 |
| Provision for loan losses | 92,000 | 157,000 | 273,000 | 364,000 |
| Pretax income | -827,000 | -1,494,000 | -1,919,000 | -2,174,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -827,000 | -1,494,000 | -1,919,000 | -2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,533,000 | 6,845,000 | 6,421,000 | 6,167,000 |
| Total capital | 6,193,000 | 7,534,000 | 7,124,000 | 6,879,000 |
| Risk-weighted assets | 51,732,000 | 54,829,000 | 55,993,000 | 56,658,000 |