Call reports 2005
COOPER STATE BANK — 2005
What COOPER STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 12,837,000 | 12,722,000 |
| Total loans | 167,000 | 1,876,000 |
| Allowance for loan losses | 2,000 | 21,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,592,000 | 3,780,000 |
| Interest-bearing deposits | 3,453,000 | 3,464,000 |
| Noninterest-bearing deposits | 139,000 | 316,000 |
| Equity capital | 9,187,000 | 8,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 70,000 | 201,000 |
| Interest expense | 12,000 | 48,000 |
| Net interest income | 58,000 | 153,000 |
| Noninterest income | 1,000 | 16,000 |
| Noninterest expense | 920,000 | 1,301,000 |
| Provision for loan losses | 2,000 | 21,000 |
| Pretax income | -863,000 | -1,153,000 |
| Income tax | 0 | 0 |
| Net income | -863,000 | -1,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 9,187,000 | 8,897,000 |
| Total capital | 9,189,000 | 8,918,000 |
| Risk-weighted assets | 2,899,000 | 4,207,000 |