Call reports 2008
INTERNATIONAL BANK — 2008
What INTERNATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,911,000 | 78,317,000 | 72,257,000 | 75,567,000 |
| Total loans | 60,060,000 | 60,410,000 | 56,720,000 | 59,957,000 |
| Allowance for loan losses | 612,000 | 636,000 | 653,000 | 719,000 |
| Securities available for sale | 10,474,000 | 10,293,000 | 7,840,000 | 7,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,250,000 | 71,519,000 | 64,514,000 | 66,587,000 |
| Interest-bearing deposits | 54,229,000 | 57,645,000 | 48,972,000 | 52,834,000 |
| Noninterest-bearing deposits | 13,021,000 | 13,874,000 | 15,542,000 | 13,753,000 |
| Equity capital | 6,170,000 | 6,426,000 | 6,794,000 | 7,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,889,000 | 4,386,000 | 5,706,000 |
| Interest expense | 462,000 | 865,000 | 1,252,000 | 1,579,000 |
| Net interest income | 992,000 | 2,024,000 | 3,134,000 | 4,127,000 |
| Noninterest income | 137,000 | 354,000 | 535,000 | 684,000 |
| Noninterest expense | 641,000 | 1,302,000 | 1,980,000 | 2,643,000 |
| Provision for loan losses | 82,000 | 122,000 | 160,000 | 235,000 |
| Pretax income | 406,000 | 954,000 | 1,529,000 | 1,933,000 |
| Income tax | 140,000 | 333,000 | 582,000 | 680,000 |
| Net income | 266,000 | 621,000 | 947,000 | 1,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,004,000 | 6,368,000 | 6,705,000 | 7,020,000 |
| Total capital | 6,620,000 | 7,008,000 | 7,362,000 | 7,743,000 |
| Risk-weighted assets | 64,750,000 | 67,425,000 | 62,555,000 | 68,634,000 |