Call reports 2007
INTERNATIONAL BANK — 2007
What INTERNATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 67,342,000 | 68,469,000 | 73,188,000 | 74,511,000 |
| Total loans | 40,079,000 | 43,399,000 | 48,658,000 | 53,374,000 |
| Allowance for loan losses | 414,000 | 445,000 | 491,000 | 534,000 |
| Securities available for sale | 16,283,000 | 16,161,000 | 16,681,000 | 11,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,008,000 | 63,041,000 | 67,363,000 | 68,480,000 |
| Interest-bearing deposits | 49,703,000 | 51,938,000 | 54,689,000 | 56,553,000 |
| Noninterest-bearing deposits | 12,305,000 | 11,103,000 | 12,674,000 | 11,927,000 |
| Equity capital | 4,990,000 | 5,154,000 | 5,470,000 | 5,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,156,000 | 2,484,000 | 3,842,000 | 5,379,000 |
| Interest expense | 494,000 | 1,010,000 | 1,562,000 | 2,074,000 |
| Net interest income | 662,000 | 1,474,000 | 2,280,000 | 3,305,000 |
| Noninterest income | 167,000 | 334,000 | 517,000 | 641,000 |
| Noninterest expense | 438,000 | 1,019,000 | 1,724,000 | 2,368,000 |
| Provision for loan losses | 30,000 | 60,000 | 106,000 | 168,000 |
| Pretax income | 361,000 | 729,000 | 967,000 | 1,410,000 |
| Income tax | 121,000 | 239,000 | 322,000 | 475,000 |
| Net income | 240,000 | 470,000 | 645,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,013,000 | 5,244,000 | 5,428,000 | 5,728,000 |
| Total capital | 5,431,000 | 5,693,000 | 5,923,000 | 6,266,000 |
| Risk-weighted assets | 46,313,000 | 48,441,000 | 53,710,000 | 57,801,000 |