Call reports 2006
INTERNATIONAL BANK — 2006
What INTERNATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,912,000 | 54,810,000 | 55,317,000 | 63,940,000 |
| Total loans | 31,945,000 | 32,550,000 | 34,207,000 | 37,515,000 |
| Allowance for loan losses | 335,000 | 355,000 | 379,000 | 383,000 |
| Securities available for sale | 6,757,000 | 6,693,000 | 7,786,000 | 13,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,667,000 | 50,408,000 | 50,575,000 | 58,959,000 |
| Interest-bearing deposits | 37,595,000 | 38,533,000 | 39,153,000 | 46,258,000 |
| Noninterest-bearing deposits | 11,072,000 | 11,875,000 | 11,422,000 | 12,701,000 |
| Equity capital | 3,998,000 | 4,172,000 | 4,475,000 | 4,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,770,000 | 2,768,000 | 3,914,000 |
| Interest expense | 320,000 | 662,000 | 1,047,000 | 1,519,000 |
| Net interest income | 523,000 | 1,108,000 | 1,721,000 | 2,395,000 |
| Noninterest income | 132,000 | 268,000 | 443,000 | 560,000 |
| Noninterest expense | 370,000 | 745,000 | 1,137,000 | 1,521,000 |
| Provision for loan losses | 21,000 | 41,000 | 66,000 | 90,000 |
| Pretax income | 264,000 | 590,000 | 961,000 | 1,344,000 |
| Income tax | 86,000 | 207,000 | 337,000 | 465,000 |
| Net income | 178,000 | 383,000 | 624,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,973,000 | 4,105,000 | 4,488,000 | 4,736,000 |
| Total capital | 4,311,000 | 4,464,000 | 4,871,000 | 5,123,000 |
| Risk-weighted assets | 34,998,000 | 36,347,000 | 37,945,000 | 42,267,000 |