Call reports 2004
INTERNATIONAL BANK — 2004
What INTERNATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,321,000 | 27,536,000 | 28,902,000 | 33,719,000 |
| Total loans | 19,720,000 | 20,630,000 | 20,697,000 | 22,385,000 |
| Allowance for loan losses | 200,000 | 207,000 | 207,000 | 224,000 |
| Securities available for sale | 183,000 | 325,000 | 909,000 | 860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,109,000 | 24,254,000 | 25,512,000 | 30,296,000 |
| Interest-bearing deposits | 15,460,000 | 18,163,000 | 19,495,000 | 23,046,000 |
| Noninterest-bearing deposits | 5,650,000 | 6,091,000 | 6,017,000 | 7,250,000 |
| Equity capital | 3,083,000 | 3,140,000 | 3,230,000 | 3,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 806,000 | 1,211,000 | 1,688,000 |
| Interest expense | 72,000 | 153,000 | 247,000 | 351,000 |
| Net interest income | 314,000 | 653,000 | 964,000 | 1,337,000 |
| Noninterest income | 73,000 | 157,000 | 212,000 | 295,000 |
| Noninterest expense | 278,000 | 583,000 | 852,000 | 1,141,000 |
| Provision for loan losses | 23,000 | 30,000 | 35,000 | 67,000 |
| Pretax income | 86,000 | 197,000 | 289,000 | 424,000 |
| Income tax | 32,000 | 74,000 | 110,000 | 152,000 |
| Net income | 54,000 | 123,000 | 179,000 | 272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,084,000 | 3,153,000 | 3,209,000 | 3,302,000 |
| Total capital | 3,284,000 | 3,360,000 | 3,416,000 | 3,526,000 |
| Risk-weighted assets | 20,679,000 | 21,844,000 | 22,922,000 | 24,446,000 |